Make your dream car a reality
with EMI at lowest interest rates...
EMI Calculator
3,00,00050,00,000
1,00,0002,00,00,000
12 months84 months
*EMI   
@ 7.50% ROI
2,50,0002,00,00,000
1,00,0002,00,00,000
12 months84 months
*EMI   
@ 7.50% ROI
Features
  • Lowest Interest Rates & EMI
  • Longest Repayment Tenure (7 years)
  • Financing on 'On-Road price' *
  • Interest calculated on Daily Reducing Balance
  • Life Insurance cover available

  • On-Road price includes Registration,Insurance and Extended Warranty/ Total Service Package/ Annual Maintenance Contract/ Cost of Accessories.
  • Subject to maximum ex-showroom price
* Estimated value of EMI may vary from the actual EMI
Note: Maximum loan amount will be 4 times the net annual income and annual income is considered max as 50 Lakhs.
  • Resident Indian Individual
  • Age between 21 to 67 yrs.
  • PAN card mandatory
  • Salaried: Net annual income Rs.3,00,000/- or above.
    Others: Net annual profit or gross taxable income Rs.3,00,000/- or above.
  • Customer can have single application via ISB Bank LoanApp platform.

Online application is for single borrower, In case you want to add a second borrower kindly visit the Branch

  • Last 6 months bank account statements
  • Proof of Identity (any 1)
    Aadhaar card/ Passport/ PAN/ Voters ID card/ Driving Licence etc
  • Address Proof (any 1)
    Property or Municipal Tax Receipt/ Pension or Family Pension Order/ Allotment Letter/ Utility Bill (Electricity/ Telephone/ Post Paid Mobile Phones/ Piped Gas/ Water Bill)
  • Passport size photograph
  • Income Proof:
    Salaried: Latest Salary Slip, Form 16
    Others: ITR for last 2 yrs
  • Tax Proof:
    Salaried: I.T. Returns/Form 16 for the last 2 yrs
    Others: Audited Balance sheet, P&L statement for 2 yrs and any one of - Shop & establishment act certificate/ Sales Tax certificate/ SSI registered certificate/ copy of partnership

Interest Rate w.e.f. 01.04.2023 (1 yr MCLR is 7.00%) — Fixed Rate

(A) Current Rate of interest

CREDIT SCORE TERM OF THE LOAN
3-5 years Above 5 years
757 & ABOVE 7.75% 7.85%
721-756 8.00% 8.10%
689-720 8.25% 8.35%
606-688 8.35% 8.45%

(B) Revised LoanApp Rate of interest


CREDIT SCORE TERM OF THE LOAN
3-5 years Above 5 years
757 & ABOVE 7.50% 7.60%
721-756 7.75% 7.85%
689-720 8.00% 8.10%
606-688 8.10% 8.205%
* NO FURTHER CONCESSION IS ALLOWED

Processing Fee - 1%

Waived off till 31.03.2025